As the executor of my mum's will, it's entirely up to me to make sure the money is passed on to the three beneficiaries as it should be, and I'm not stealthily whisking the odd £10,000 into my own bank account. As far as I know nobody in authority is going to check I'm doing things properly.
My mum left a lot of money to her half-brother. None of the family have met him and nobody, including him, knew he had been left any money. We could in theory have ignored the legacy and divided it between the rest of us. Or we could have told him he'd only been left £100. Who would know? How would the long arm of the law ever find out? But of course we're all honest and he'll get what he's meant to get.
As far as I can see, an irregularity only comes to light if someone challenges the will and claims some sort of fraud. And they can only do that if they've seen the will. If they haven't seen it, they would have to contact the probate registry, which has custody of every original will.
It's also entirely up to me to declare the right value of my mum's estate to the tax authorities. I haven't been asked for documentary proof, so I could in theory have undervalued her estate by thousands of pounds, paid a lot less tax, and passed on more money to the beneficiaries. But again I'm honest so I told the truth. Perhaps the tax people make secret checks with the banks to confirm what I've told them?
All I can say is that a lot of people are simply trusting me to do things properly. Which is remarkable in a society where constant suspicion is widespread.
